:root {
  /* Paleta Oficial OBV y Tonalidades Claras */
  --brand-navy: #231F3E;
  --brand-navy-light: #342e5c;
  --brand-teal: #00A896;
  --brand-teal-hover: #008b7c;
  --brand-teal-light: rgba(0, 168, 150, 0.12);
  --brand-blue-soft: #e8f1fa;

  /* Superficies Apple Light Mode */
  --bg-canvas: #f2f6fa;
  --bg-surface: #ffffff;
  --bg-surface-elevated: #ffffff;
  --bg-glass: rgba(255, 255, 255, 0.85);

  /* Bordes y Sombras */
  --border-subtle: rgba(35, 31, 62, 0.08);
  --border-brand: rgba(0, 168, 150, 0.28);
  --border-active: rgba(35, 31, 62, 0.18);
  --shadow-ambient: 0 10px 30px rgba(35, 31, 62, 0.06);
  --shadow-hover: 0 16px 36px rgba(35, 31, 62, 0.12);

  /* Jerarquía Tipográfica */
  --text-primary: #1d1d1f;
  --text-secondary: #5a5a68;
  --text-tertiary: #868694;

  /* Geometría */
  --radius-sm: 10px;
  --radius-md: 18px;
  --radius-lg: 24px;
  --radius-pill: 980px;
  --blur-card: blur(20px) saturate(180%);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  -webkit-font-smoothing: antialiased;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "SF Pro Display", "SF Pro Text", "Helvetica Neue", Helvetica, Arial, sans-serif;
  background-color: var(--bg-canvas);
  background-image: 
    radial-gradient(circle at 10% 5%, #e1edf8 0%, transparent 45%),
    radial-gradient(circle at 90% 40%, rgba(0, 168, 150, 0.08) 0%, transparent 40%),
    radial-gradient(circle at 50% 90%, #e6eff9 0%, transparent 50%);
  background-attachment: fixed;
  color: var(--text-primary);
  line-height: 1.48;
  letter-spacing: -0.02em;
  min-height: 100vh;
}

.container {
  width: 92%;
  max-width: 1140px;
  margin: 0 auto;
}

/* Header Traslúcido Light */
.topbar {
  background: var(--bg-glass);
  backdrop-filter: var(--blur-card);
  -webkit-backdrop-filter: var(--blur-card);
  border-bottom: 1px solid var(--border-subtle);
  position: sticky;
  top: 0;
  z-index: 999;
  padding: 14px 0;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  gap: 12px;
}

.brand-logo {
  height: 38px;
  width: auto;
  object-fit: contain;
}

.brand-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--brand-navy);
  letter-spacing: -0.01em;
}

.brand-sub {
  font-size: 11px;
  color: var(--brand-teal);
  letter-spacing: 0.03em;
  text-transform: uppercase;
  font-weight: 700;
}

.nav {
  display: flex;
  gap: 22px;
  align-items: center;
}

.nav a {
  text-decoration: none;
  color: var(--text-secondary);
  font-size: 13px;
  font-weight: 500;
  transition: color 0.2s ease;
}

.nav a:hover {
  color: var(--brand-navy);
}

.nav-dropdown {
  position: relative;
  display: inline-block;
}

.nav-dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: #ffffff;
  min-width: 200px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-subtle);
  box-shadow: 0 12px 30px rgba(35, 31, 62, 0.12);
  padding: 8px;
  margin-top: 8px;
}

.nav-dropdown-menu a {
  display: block;
  padding: 9px 14px;
  border-radius: 6px;
  font-size: 13px;
  color: var(--text-secondary);
}

.nav-dropdown-menu a:hover {
  background: var(--brand-blue-soft);
  color: var(--brand-teal);
}

.nav-dropdown:hover .nav-dropdown-menu {
  display: block;
}

/* Botones Apple */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 22px;
  border-radius: var(--radius-pill);
  font-size: 13px;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all 0.25s cubic-bezier(0.25, 0.1, 0.25, 1);
}

.btn-primary {
  background: var(--brand-teal);
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(0, 168, 150, 0.25);
}

.btn-primary:hover {
  background: var(--brand-teal-hover);
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(0, 168, 150, 0.35);
}

.btn-secondary {
  background: #ffffff;
  color: var(--brand-navy);
  border-color: var(--border-subtle);
  box-shadow: 0 2px 8px rgba(35, 31, 62, 0.04);
}

.btn-secondary:hover {
  background: #f7fafc;
  border-color: var(--border-brand);
  color: var(--brand-teal);
}

/* Hero Section */
.hero {
  padding: 70px 0 40px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr;
  gap: 26px;
}

.hero-card, .side-card {
  background: var(--bg-surface);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-ambient);
}

.kicker {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  color: var(--brand-teal);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.h1 {
  font-size: 44px;
  font-weight: 700;
  letter-spacing: -0.035em;
  line-height: 1.12;
  margin-bottom: 16px;
  color: var(--brand-navy);
}

.p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 28px;
}

.cta-row {
  display: flex;
  gap: 14px;
}

/* Grillas y Tarjetas de Ramos */
.section {
  padding: 40px 0;
}

.grid-4 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
  margin-top: 24px;
}

.card {
  background: var(--bg-surface);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-ambient);
  transition: all 0.3s cubic-bezier(0.25, 0.1, 0.25, 1);
}

.card:hover {
  border-color: var(--border-brand);
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
}

.card h3 {
  font-size: 19px;
  font-weight: 700;
  color: var(--brand-navy);
  margin: 12px 0 8px 0;
}

.card p {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.5;
  margin-bottom: 22px;
}

.card a {
  color: var(--brand-teal);
  text-decoration: none;
  font-size: 13px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.card a:hover {
  color: var(--brand-navy);
}

.pill {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: var(--radius-pill);
  background: var(--brand-teal-light);
  color: var(--brand-teal);
  border: 1px solid rgba(0, 168, 150, 0.2);
}

/* Aliados Comerciales */
.partner-logos {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.partner-pill {
  background: #f7fafc;
  border: 1px solid var(--border-subtle);
  padding: 8px 16px;
  border-radius: var(--radius-pill);
  font-size: 12px;
  color: var(--text-secondary);
  font-weight: 500;
  transition: all 0.2s ease;
}

.partner-pill:hover {
  border-color: var(--brand-teal);
  color: var(--brand-teal);
  background: var(--brand-teal-light);
}

/* Formularios Glass Light */
.form-box {
  background: var(--bg-surface);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 42px;
  max-width: 620px;
  margin: 40px auto;
  box-shadow: 0 14px 40px rgba(35, 31, 62, 0.08);
}

.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  margin-bottom: 7px;
  color: var(--brand-navy);
}

.form-control {
  width: 100%;
  padding: 12px 16px;
  background: #fbfcfe;
  border: 1px solid var(--border-active);
  border-radius: 12px;
  color: var(--text-primary);
  font-size: 14px;
  font-family: inherit;
  transition: all 0.2s ease;
}

.form-control:focus {
  outline: none;
  background: #ffffff;
  border-color: var(--brand-teal);
  box-shadow: 0 0 0 3px rgba(0, 168, 150, 0.18);
}

.form-row {
  display: flex;
  gap: 14px;
}

.form-row .form-group {
  flex: 1;
}

/* Tablas CRM */
.table-container {
  background: var(--bg-surface);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  overflow-x: auto;
  margin-top: 20px;
  box-shadow: var(--shadow-ambient);
}

table.crm-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 13px;
}

table.crm-table th {
  padding: 14px 18px;
  color: var(--text-tertiary);
  font-weight: 600;
  border-bottom: 1px solid var(--border-subtle);
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 0.05em;
  background: #fbfcfe;
}

table.crm-table td {
  padding: 14px 18px;
  border-bottom: 1px solid var(--border-subtle);
  color: var(--text-primary);
}

.kpi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 18px;
  margin: 28px 0;
}

.kpi-card {
  background: var(--bg-surface);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 22px;
  box-shadow: var(--shadow-ambient);
}

.kpi-val {
  font-size: 32px;
  font-weight: 700;
  color: var(--brand-navy);
  margin-top: 6px;
  letter-spacing: -0.02em;
}

/* Pie de Página Legal */
.footer {
  border-top: 1px solid var(--border-subtle);
  padding: 35px 0 50px 0;
  margin-top: 50px;
  background: rgba(255, 255, 255, 0.4);
}

.fineprint {
  font-size: 11px;
  color: var(--text-tertiary);
  line-height: 1.6;
}

@media (max-width: 820px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }
  .h1 {
    font-size: 32px;
  }
  .form-row {
    flex-direction: column;
    gap: 0;
  }
}